Finding your team
Having the right people by your side will help make your homebuying experience more enjoyable and less stressful.
Who you select matters
The success of your homebuying journey largely depends on the company you keep. As you set out to find the right home for your family, be sure to select experienced, trusted professionals who will help you make informed decisions and avoid any pitfalls.
How do you find reputable, experienced team members with whom you feel emotionally and financially comfortable? Start by asking your colleagues, friends, and family for referrals. It's important to choose the right team members for you — professionals you can trust and provide the knowledge and services you need.
Three primary people will make up your team
Real Estate Agent
Your real estate agent will be your “wingman,” helping you navigate each step of the homebuying process while being readily available to answer your questions. Their job is to help you find a home that meets your needs and budget requirements. They can also provide information on neighborhoods, schools, property tax rates and more. Your agent will also handle negotiations with the seller when you’re ready to put an offer on a home.
Your lender is responsible for helping you secure the best financing option for your situation. They’ll educate you on different mortgage options, rates, points, and general mortgage terms that may be unfamiliar to you. Once you find your home, your lender will help you understand all costs and terms of the loan as well as the necessary mortgage documents before signing.
It’s highly recommended that you get a Loan Estimate from more than one lender to find the loan that’s best for you. This will allow you to compare the total loan costs, the Annual Percentage Rate, and the Total Interest Percentage offered by each lender. Learn more about working with your lender.